Chequing Accounts
PayGoChequing Account
A 'Pay as you Go' option that's just right when you only have a few transactions each month. Why pay for a plan if you only need a small part of it?
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Account Features
|
|
Monthly Fee
|
None |
Minimum Monthly Balance to Waive Monthly Fee
|
$10,000.00
|
Number of Free Monthly Transactions
|
First two transactions each month
|
|
|
| SELF SERVE |
|
Debit Card Purchases
|
$0.50
|
Bill Payment (By Telephone/Internet Banking
|
free |
Transfers (By Telephone/Internet Banking
|
free |
| Pre-authorized Transfer - Internal |
free
|
| Pre-authorized Debit - External |
$0.50 |
| |
|
| FULL SERVICE (In Branch/Cheques) |
|
| Cheques |
$0.75 |
| Withdrawal |
$0.75 |
| Transfer |
$1.00 |
| Deposit (In-Branch or night deposit) |
free |
| |
|
| ADDED FEATURES |
|
| Interac ATM Withdrawal |
$1.50 at Non-Credit Union ATMs |
| Bill Payment (In-Branch) |
$0.75 |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
$2.00 |
| Deposit Books |
free |
$10.00 Personal Plan
When you've got a busy life and better things to do than count transactions, $10.00 Personal Plan will take care of you for a low $10.00 monthly fee.
| Account Features |
|
| Monthly Fee |
$10.00 |
| Minimum Monthly Balance to Waive Monthly Fee |
$10,000.00 |
| Number of Free Monthly Transactions |
Unlimited |
| |
|
| SELF SERVE |
|
| Debit Card Purchase |
free |
| Bill Payment (By Telephone/Internet Banking) |
free |
| Transfers (By Telephone/Internet Banking) |
free |
| Pre-authorized Credit |
free |
| Pre authorized Debit |
free |
|
|
FULL SERVICE (In Branch/Cheques)
|
|
Cheques
|
free
|
Withdrawal or Transfer
|
free |
Deposit (In-Branch or night deposit)
|
free |
|
|
ADDED FEATURES
|
|
Interac ATM Withdrawal
|
$1.50 at Non Credit Union ATMS
|
Bill Payment (In-Branch)
|
free |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
free |
| Deposit Books |
free |
E-Account
Get value for yourself and give Mother Earth a break - it's a great vision! Use the internet to do all or most of your banking - big savings and it's really green!
| Account Features |
|
| Monthly Fee |
$4.00 |
| Minimum Monthly Balance to Waive Monthly Fee |
$10,000.00 |
| Number of Free Monthly Transactions |
Unlimited |
| |
|
| SELF SERVE |
|
| Debit Card Purchase |
free |
| Bill Payment (By Telephone/Internet Banking) |
free |
| Transfers (By Telephone/Internet Banking) |
free |
| Pre-authorized Credit |
free |
| Pre-authorized Debit |
free |
| |
|
| FULL SERVICE (In-Branch/Cheques) |
|
| Cheques |
$5.00 |
| Withdrawal or Transfer |
$5.00 |
| Deposit (In-Branch or night deposit) |
free |
| |
|
| ADDED FEATURES |
|
| Interac ATM Withdrawal |
$1.50 at Non Credit Union ATMs |
| Bill Payment (In-Branch) |
$5.00 |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
free |
| Deposit Books |
free |
Junior Account
As you make your way along your life journey, start responsible financial management early! This youth account is a great tool to help you look after your money. The account is available to youth up to 18 years of age or 25 years if attending post secondary education (must supply enrollment verification).
| Account Features |
|
| Monthly Fee |
Free |
| Minimum Monthly Balance to Waive Monthly Fee |
N/A |
| Number of Free Monthly Transactions |
Unlimited |
|
|
| SELF SERVE |
|
| Debit Card Purchase |
free |
| Bill Payment (By Telephone/Internet banking) |
free |
| Transfers (By Telephone/Internet banking) |
free |
| Pre-authorized Credit |
free |
| Pre-authorized Debit |
free |
|
|
| FULL SERVICE (In Branch/Cheques) |
|
| Cheques |
free |
| Withdrawal or Transer |
free |
| Deposit (In-branch or night deposit) |
free |
|
|
| ADDED FEATURE |
|
| Interac ATM Withdrawal |
$1.50 at Non Credit Union ATMS |
| Bill Payment (In-Branch) |
free |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
free |
| Deposit Books |
free |
Senior Five Dollar Account
This is golden value for members age 60+. You've earned a special place with us, and the Senior Accounts package makes sure you have the best we have to offer for less.
| Account Features |
|
| Monthly Fee |
$5.00 |
| Minimum Monthly Balance to Waive Monthly Fee |
$10,000.00 |
| Number of Free Monthly Transactions |
Unlimited |
| |
|
| SELF SERVE |
|
| Debit Card Purchase |
free |
| Bill Payment (By Telephone/Internet Banking) |
free |
| Transfers (By Telephone/Internet Banking) |
free |
| Pre-authorized Credit |
free |
| Pre-authorizaed Debit |
free |
| |
|
| FULL SERVICE (In-Branch/Cheques) |
|
| Cheques |
free |
| Withdrawal or Transfer |
free |
| Deposit (In-Branch or night deposit) |
free |
| |
|
| ADDED FEATURE |
|
| Interac ATM Withdrawal |
$1.50 at Non Credit Union ATM |
| Bill Payment (In-Branch) |
free |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
free |
| Deposit Books |
free |
Midas Senior Account
If you're over 60 and have just a few monthly transactions, Midas can save you money!
| Account Features |
|
| Monthly Fee |
Free |
| Minimum Monthly Balance to Waive Monthly Fee |
$10,000.00 |
| Number of Free Monthly Transactions |
First 10 |
| |
|
| SELF SERVE |
|
| Debit Card Purchase |
free($.50 after 10 transactions) |
| Bill Payment (By Telephone/Internet Banking) |
free |
| Transfers (By Telephone/Internet Banking) |
free |
| Pre-authorized Credit |
free |
| Pre-authorizaed Debit |
free($.50 after 10 transactions) |
| |
|
| FULL SERVICE (In-Branch/Cheques) |
|
| Cheques |
free ($.75 after 10 transactions) |
| Withdrawal or Transfer |
free ($.75 after 10 transactions) |
| Deposit (In-Branch or night deposit) |
free |
| |
|
| ADDED FEATURE |
|
| Interac ATM Withdrawal |
$1.50 at Non Credit Union ATM |
| Bill Payment (In-Branch) |
free($.75 after 10 transactions) |
| Interest |
Tiered Interest |
| Imaged Cheques and Monthly Statements |
free |
| Deposit Books |
free |
US Dollar AccountsWhether it's business or pleasure that takes you across the border, your US dollar account will make the transition easy.
| Account Features |
|
| Monthly Fee |
N/A |
| Minimum Monthly Balance to Waive Monthly Fee |
$10,000.00 |
| Number of Free Monthly Transactions |
0 |
| |
|
| SELF SERVE |
|
| Debit Card Purchase |
N/A |
| Bill Payment (By Telephone/Internet banking) |
N/A |
| Transfers (By Telephne/Internet banking) |
$1.00 |
| Pre-authorized Credit |
$0.00 |
| Pre-authorized Debit |
N/A |
| |
|
| FULL SERVICE (In Branch/Cheques) |
|
| Cheques |
$1.25 |
| Withdrawal or Transfer |
$1.25 |
| Deposit |
$0.00 |
| |
|
| ADDED FEATURES |
|
| Interac ATM Withdrawal |
N/A |
| Bill Payment (In-Branch) |
N/A |
| Interest |
None Paid |
| Imaged Cheques and Monthly Statements |
$0.00 |
| Deposit Books |
$0.00
|
You can use your debit card at any Credit Union ATM across Canada without a transaction charge!