Lending Rates


Fastrack 1 Year RRSP Loan

1 year repaymentPrime +.5% Effective Jan. 06, 2010
 

Backtrack RRSP Top-Up Loan

Up to 10 year repaymentPrime+.5% to Prime +3.5% Effective Jan. 06, 2010
 

Prime

Prime Rate3.00% Effective Sep. 08, 2010
 

Consumer Loans - Secured

Fixed Rate5.25-11.25% Effective Dec. 01, 2009
Variable RatePrime +3-5% Effective Dec. 01, 2009
 

Consumer Loans - Unsecured

Fixed Rate8-14% Effective Dec. 01, 2009
Variable RatePrime +4-6% Effective Dec. 01, 2009
 

Mortgage - Closed

6 Month4.75% Effective Dec. 01, 2009
1 Year3.9% Effective Dec. 01, 2009
2 Year4.05% Effective Dec. 01, 2009
3 Years4.50% Effective May. 10, 2010
4 Years5.4% Effective May. 10, 2010
5 Years4.95% Effective Jun. 01, 2010
7 Years7.0% Effective May. 10, 2010
 

Mortgage - Open

6 Month6.75% Effective May. 10, 2010
1 Year6.85% Effective May. 10, 2010
 

Variable Capped Mortgage

5 Year Capped Rate7.50% Effective Dec. 01, 2009
5 Year Effective Rate5.50% Effective Dec. 01, 2009
 

Second Mortgage

1 Year Closed1 yr closed + 1.5% Up Effective Dec. 01, 2009