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Loans & Lines of Credit

Get access to capital, purchase equipment or access funds on an ongoing basis. We’ve got the borrowing options your business needs.

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Canada Small Business Financing Program eligible

We help small businesses and startups gain easier access to capital and operating revenue.

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Repayment terms and options

Our options are flexible to help you meet your business goals and keep your payments within budget.

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Count on our expertise

We know the local economy because we live and work here. We want to be your partner and help you succeed.


Get the borrowing solutions that fit your business

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Even Out Your Ongoing Cash Flow Needs with a Line of Credit

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Whether You're Upgrading or Expanding Your Operations, a Business Loan is Great for a Large, One Time Purchase

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Secure a Loan to Purchase New Equipment or Replace Old Equipment

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Get Where You Need to Go, with ​Flexible Loans at Competitive Rates



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Perfect for your business if you:

Are looking to cover large expenses to build and expand your business.

Key features:
  • Protect yourself with creditor insurance.
  • Competitive interest rates to keep your cost of borrowing low.
  • Lock in your interest rate for the term of your loan.

Line of Credit

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Perfect for your business if you:

Require a solution for managing cash flow and other short-term business needs.

Key features:
  • Open ended - Once you have a Line of Credit for your business, you can use the funds whenever you want without the need to reapply.
  • Easy access – Access the funds in your the same way as a chequing account – online, in-branch or over the phone. 
  • Protect yourself with creditor insurance.
  • Pay as you go – Only pay interest on what you use and make interest-only payments if needed.
  • Competitive interest rates, and interest only payments are available.
  • Commercial lending is subject to periodic review.

Loan Calculator

Try our loan calculator to see how much you can afford to borrow and what your payments could look like.

​Loan Calculator

​Loan Calculator

  1. Click "Payment" tab and enter "Loan Amount"

  2. Select "Payment Frequency"

  3. Select the "Loan Term"

  4. Input the "Interest Rate"

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Need a commercial mortgage to take your business to the next level?

Whether it’s retail or industrial, new or new to you, we have the tools and the expertise to help make your dream business space yours.

​We believe banking should always be convenient, easy and secure

Whether online through our mobile app, secure online portal, in-branch, or via our nation Ding-Free ATM Network, we are wherever you need us to be.

Pay and get paid faster

Our wide variety of payment and payroll services makes it quick, easy and convenient for customers to pay you and you to pay your employees.

​Your How-To Hub

How to increase your credit score

Debt consolidation is when a person obtains a new loan to pay out a number of smaller loans. The end goal is to have all of the various debts 'consolidated' under one combined loan and to have one payment where once there were many. 

​Finding the right lending solution

Talking about credit scores, what they are, why they’re important, and how to maintain healthy ones, is still somewhat taboo in our day to day lives. Outside the world of finance, credit scores are seldom talked about and often avoided until they become a problem.

How to consolidate debt

There are several factors which contribute to your overall cost of borrowing. In this article we’ll review the most important ones to keep an eye on as you look for the right borrowing solution.

Ready to learn more or get started?

​​We're here to help.

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​Book a call

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​Schedule an appointment

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