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Registered retirement savings plans

Get investment advice tailored to your goals.

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Tax deductible

Your contributions to an RRSP can be used to reduce your taxable income.

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Tax sheltered

Your contributions and earnings are sheltered from income tax until the funds are withdrawn.

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Customized investment products

Equities, term deposits, mutual funds and more are available to help you grow your retirement savings.

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RRSP loans available

Maximize your contributions and potential tax refund with great rates and repayment options.

 
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Build a Better Portfolio with our Wealth Management Specialists

Our Wealth Management specialists, through Credential Asset Management and Credential Securities, offer our members a wide range of investment and products, including mutual funds!

Mutual funds are offered through Credential Asset Management Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Using borrowed money to finance the purchase of securities involves greater risk than purchasing using cash resources only.  If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

​​​Learn the Benefits of a Tax-Free Savings Account (TFSA)

Whether you’re saving for retirement, going on vacation, buying or renovating a home or something special, a TFSA can get you there.

Study up on the Registered Education Savings Plan (RESP)

An RESP is a savings plan for post-secondary education. This registered plan allows you to save for future educational goals and is eligible to receive government grants.

 

​​Your How-To Hub

RRSP vs. TFSA: Which is best for you?

Whether you're new to the savings game or a wily old veteran, getting and staying on top of how you maximize your savings can be a considerable undertaking.

Finding the right borrowing solution

There are several factors which contribute to your overall cost of borrowing. In this article we’ll review the most important ones to keep an eye on as you look for the right borrowing solution.

RESPs 101

Your child's dreams should never be limited by financial constraints. Opening an RESP is a great way to begin saving for your children's education.

 

​Ready to learn more or get started?

​We’re here to help.

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