Mortgages

No matter your dream home, we've got the perfect mortgage for you

  • Get fast mortgage approvals with decisions made locally at our head office in the Peace.

  • Pre-pay up to 25% of your original closed mortgage balance each year and increase payments by up to 150%. 

  • Enjoy peace of mind that you have the best rates and all the facts about your mortgage upfront.

  • Get pre-approved to find out how much home you can afford and lock in a 60-day mortgage rate guarantee. 

Find out how to begin the home-buying process!

​Where are you on your mortgage journey?

​Buying your first home

Get all the tools, tips and advice to guide you through your first home purchase.

​Renewing or refinancing your mortgage

Ready to renew your mortgage? We'll do the work, so you can sit back and relax.

Transferring your mortgage

Find out everything you need to know to get started.

Mortgages designed for the Peace

Personal Mortgage 

Enjoy a straightforward, flexible mortgage to match your life plans now and in the future.

  • Fixed or variable rate options, with the ability to convert from variable to fixed without penalty
  • 6-month to 7-year terms available
  • Flexible payment schedules – weekly, bi-weekly, monthly or semi-monthly
  • Available for owner occupied or investment/rental properties
Acreage Mortgage 

Get a mortgage based on the value of your entire property. 

  • Financing available for serviced and unserviced properties, as well as acreages without a residence
  • 6-month to 7-year terms available
  • Flexible payment schedules – weekly, bi-weekly, monthly or semi-monthly
  • Available as a CMHC insured mortgage

Construction Mortgage 

Build your dream home with a mortgage made for construction. 

  • Ability to lock in the best fixed mortgage rate prior to building
  • 6-month to 7-year terms available
  • Flexible payment schedules – weekly, bi-weekly, monthly or semi-monthly
  • Available for owner occupied or investment/rental properties 

​Home Equity Line of Credit

Make the most of your home equity with a low-interest line of credit you can use for anything from home improvements and debt consolidation to that big trip you’ve always dreamed about.

​Try our mortgage calculator to see how much home you can afford and what your payments could look like.

​Try our mortgage calculator to see how much home you can afford and what your payments could look like.

​Get pre-approved for your mortgage

Search for your dream home with confidence, knowing exactly how much you can afford.

​Get pre-approved for your mortgage

Search for your dream home with confidence, knowing exactly how much you can afford and what your mortgage rate will be.

​​Get pre-approved for your mortgage

Search for your dream home with confidence, knowing exactly how much you can afford.

​Protect your peace of mind with creditor insurance

Sometimes life takes an unexpected turn. Creditor insurance ensures you’re ready for it, covering your mortgage payments in case of disability, job loss, critical illness and more.

​Your How-To Hub

How do I know if I'm ready to buy a house

You’ve probably purchased something, and then found out all the little things you didn’t think of are now adding up. Nowhere is this more of an issue than when you buy your own home. But there are ways to protect yourself and make sure you understand that your total costs are apparent. 

What is a CreditMaster® mortgage?

CreditMaster® is a different kind of mortgage. Flexible and re-advanceable, it builds your borrowing power as you pay down your mortgage and your property value increases. 

Mortgages 101

In Canada and much of the modern world, home ownership has become an almost universal aspiration for those working to count themselves among the middle class.

​Ready to learn more or get started?

​We’re here to help.