Chequing accounts


Chequing accounts

​Extended warranties

Get extended warranties on purchases made with your debit card, including theft, loss and damage coverage.

​4,500+ ATMs

Access your money wherever you are surcharge-free via our network of over 4,500 ATMs across Canada.

​Mobile cheque deposit

Deposit cheques on the go or from the comfort of your home using your mobile device.

​Banking made easy

Bank with us any way you want, whether that’s online, in-branch or via our mobile app.

​Choose the chequing account that’s right for you

​E-Account

Monthly fee: $4.95​
($0 with a minimum monthly balance of $5,000)

​E-Account

Monthly fee: $4.95
($0 with a minimum monthly balance of $5,000)

​E-Account

Monthly fee: $4.95
($0 with a min. monthly balance of $5,000)

Perfect for you:

If you like to bank on the go or from the comfort of your home using your mobile and digital devices. 

Key features:
  • Unlimited debit card transactions 
  • Unlimited bill payments and transfers (online & mobile)
  • 5 free Interac e-transfers
  • Monthly statement with cheque imaging
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee$4.95
Min. balance to waive monthly fees$5,000
Transactions Included:

Self-service (online & mobile)Unlimited
In-branch0
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchasesUnlimited
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfers$5.00
Bill payments$5.00
Interac e-transfers 5 Free (then $1.50 each)
Cheques$5.00
Pre-authorized paymentsUnlimited
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


​Unlimited Personal Chequing

Monthly fee: $12.95​
​($0 with a minimum monthly balance of $10,000)

​Unlimited Personal Chequing

Monthly fee: $12.95
​($0 with a minimum monthly balance of $10,000)

​Unlimited Personal Chequing

Monthly fee: $12.95
($0 with a min. monthly balance of $10,000)

Perfect for you:

If you use your chequing account frequently and want one flat fee to cover your day-to-day banking needs. 

Key features:
  • Unlimited debit card transactions
  • Unlimited bill payments and transfers
  • Unlimited cheques
  • Monthly statement with cheque imaging
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee   $12.95
Min. balance to waive monthly fees$10,000
Transactions Included:

Self-service (online & mobile)Unlimited
In-branchUnlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchasesUnlimited
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfersUnlimited
Bill paymentsUnlimited
Interac e-transfers $1.50
ChequesUnlimited
Pre-authorized paymentsUnlimited
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


Paygo

Monthly fee: $3.50
​​($0 with a minimum monthly balance of $10,000)

Paygo

Monthly fee: $3.50
​($0 with a minimum monthly balance of $10,000)

Paygo

Monthly fee: $3.50
($0 with a min. monthly balance of $10,000)

Perfect for you:

If you don’t do many chequing account transactions and only want to pay for what you use. 

Key features:
  • Unlimited transfers (online & mobile)
  • Unlimited bill payments (online & mobile)
  • Additional transactions: $1.00
  • Monthly statement with cheque imaging
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee$3.50
Min. balance to waive monthly fees$10,000
Transactions Included:

Self-service (online & mobile)Unlimited
In-branch2
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchases$1.00
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfers$1.00
Bill payments$1.00
Interac e-transfers $1.50
Cheques$1.00
Pre-authorized payments$1.00
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


​Unlimited Senior Account

Monthly fee: $5.00
​($0 with a minimum monthly balance of $10,000)

​Unlimited Senior Account

Monthly fee: $5.00
​($0 with a minimum monthly balance of $10,000)

​Unlimited Senior Account

Monthly fee: $5.00
​($0 with a min. monthly balance of $10,000)

Perfect for you:

If you’re over 60, use your chequing account often and want a low fee that covers your day-to-day banking needs.

Key features:
  • Unlimited debit card transactions
  • Unlimited bill payments and transfers
  • Unlimited cheques
  • Monthly statement with cheque imaging
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee$5.00
Min. balance to waive monthly fees$10,000
Transactions Included:

Self-service (online & mobile)Unlimited
In-branchUnlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchasesUnlimited
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfersUnlimited
Bill paymentsUnlimited
Interac e-transfers $1.50
ChequesUnlimited
Pre-authorized paymentsUnlimited
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


​Senior 10 Free Account

Monthly fee: $0

​Senior 10 Free Account

Monthly fee: $0

​Senior 10 Free Account

Monthly fee: $0

Perfect for you:

If you’re over 60, only do a few chequing account transactions and want low-fee, pay-as-you-go access to banking services.

Key features:
  • 10 free in-branch transactions, cheques or pre-authorized payments
  • Unlimited bill payments & transfers (online & phone)
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee$0
Min. balance to waive monthly fees$10,000
Transactions Included:

Self-service (online & mobile)Unlimited
In-branch10
Deposits (includes in-branch, automatic, ATM, night deposits & obile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill PaymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchases$1.00
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfers$1.00
Bill payments$1.00
Interac e-transfers $1.50
Cheques$1.00
Pre-authorized payments$1.00
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


​Student Account

Monthly fee: $0

​Student Account

Monthly fee: $0

​Student Account

Monthly fee: $0

Perfect for you:

If you’re under 19 or a student under 25 in post-secondary education. 

Key features:
  • Unlimited debit card transactions
  • Unlimited bill payments and transfers
  • Monthly statement with cheque imaging
  • Overdraft protection available *OAC

​Get a complete fee breakdown

Monthly fee$0
Min. balance to waive monthly feesN/A
Transactions Included:

Self-service (online & mobile)Unlimited
In-branchUnlimited
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsUnlimited
TransfersUnlimited
Debit Card Transactions

Point of sale purchasesUnlimited
ATM withdrawals (network surcharges may apply)Unlimited
In-Branch

Withdrawals/transfersUnlimited
Bill paymentsUnlimited
Interac e-transfers $1.50
Cheques​Unlimited
Pre-authorized paymentsUnlimited
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMFree
Other Canadian ATM (non-CU)$1.50
U.S. ATM$5.00
International ATM$5.00


​U.S. Dollar Account

Monthly fee: $0

​U.S. Dollar Account

Monthly fee: $0

​U.S. Dollar Account

Monthly fee: $0

Perfect for you:

If you want access to U.S. dollars, without worrying about exchange rates.

Key features:
  • Unlimited transfers (in branch)
  • Withdrawals: $1.00 (in-branch)
  • Monthly statement with cheque imaging

​Get a complete fee breakdown

Monthly fee$0
Min. balance to waive monthly feesN/A
Transactions Included:

Self-service (online & mobile)Unlimited
In-branch0
Deposits (includes in-branch, automatic, ATM, night deposits & mobile)Free - Unlimited
Self-Service Transactions (Online & Mobile)

Bill paymentsN/A
TransfersUnlimited
Debit Card Transactions

Point of sale purchasesN/A
ATM withdrawals (network surcharges may apply)N/A
In-Branch

Withdrawals/transfers$1.00
Bill paymentsN/A
Interac e-transfers N/A
Cheques$1.00
Pre-authorized payments$1.00
e-Statements with cheque imagingFree
ATM Network Surcharge Fees

LVCU, Canadian Credit Union or Exchange Network ATMN/A
Other Canadian ATM (non-CU)N/A
U.S. ATMN/A
International ATMN/A


​Switch to us hassle-free

Our ClickSWITCH service makes transferring your banking to LVCU a breeze. In as little as 10 minutes, it automatically redirects your online bill payments, direct deposits and auto-payments to your new account for free.

​Carry a Mastercard that rewards your lifestyle

Put your everyday purchases to work earning the rewards you want most – cash back, travel points, U.S. dollar purchases and more.

​Protect yourself from temporary cash shortages

Don’t stress over a slow pay cheque or balance miscalculation. Add overdraft protection to your chequing account and get peace of mind that you and your credit score are always protected against unexpected cash shortages.

​Have questions?

​We’re here to help.