Credit cards

Reward cards give you more at a low rate.

Credit cards

The right cards to fit your life.

Collabria Mastercard

Access MyCardInfo online.

FlexRewards

You've earned it. It's time to reward yourself.

Choose the credit card that's right for you 

Cash Back Mastercard

Interest rate: 19.90 Fixed

Annual fee: $0.00

Perfect for you if:

You want to earn cash rewards for everyday purchases.

Key features:
  • Earn cash rewards.
  • No annual fee.
  • Zero liability fraud protection.
  • Purchase protection & extended warrany.
  • Mobile device insurance.

Centra Gold Mastercard

Interest rate: 9.90% Fixed

Annual fee: $50.00

Perfect for you if:

You prefer a lower interest rate over more rewards. 

Key features:
  • Zero liability fraud protection.
  • Earn FlexRewards.
  • Auto rental collision/loss insurance.
  • Purchase protection & extended warranty.
  • Common carrier accident protection.

Classic Mastercard

Interest rate: 11.90% Fixed

Annual fee: $30.00

Perfect for you if:

You’re looking for simple use and savings, this card is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.

Key features:
  • Purchase protection & extended warranty.
  • Zero liability fraud protection.
  • Mobile device insurance.

FlexRate Mastercard

Interest rate: Prime rate + 6.9% to 15.9% purchases and cash advance.

Annual fee: $40.00

Perfect for you if:

You desire a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program.

Key features:
  • Earn FlexRewards.
  • Purchase protection & extended warranty.
  • Zero liability fraud protection.
  • Mobile device insurance.

Student Mastercard

Interest rate: 11.90% Fixed

Annual fee: $0.00

Perfect for you if:

You're looking to build credit or simply need a card for convenience and security. There's no annual fee and most purchases are protected with an extended warranty. Using, building, and understanding credit couldn't be simpler.

Key features:
  • No annual fee.
  • Zero liability fraud protection.
  • Purchase protection & extended warranty.
  • Mobile device insurance.

Travel Rewards Gold Mastercard

Interest rate: 19.90% Fixed

Annual fee: $99.00

Perfect for you if:

You have an on-the-go lifestyle. From baggage coverage to emergency health coverage, you can travel with peace of mind. Plus, you'll earn rewards you can redeem for flights, hotel stays, cruises and more. It's the perfect card to get you there, and the perfect card to take along.

Key features:
  • 24/7 travel assistance.
  • Protection for grandchildren travelling with you.
  • Common carrier accident protection.
  • Lost or delayed baggage coverage.
  • Trip cancellation & interruption insurance.
  • Emergency health care coverage.
  • Zero liability fraud protection.
  • Earn FlexRewards.
  • Auto rental collision/loss insurance.
  • Purchase protection & extended warranty. 

US Dollar Mastercard

Interest rate: 19.90% Fixed

Annual fee: $50.00 USD

Perfect for you if:

You go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Key features:
  • Requires a US chequing account to be eligible.
  • 24/7 travel assistance.
  • Common carrier accident protection.
  • Lost or delayed baggage coverage.
  • Trip cancellation & interruption insurance.
  • Emergency health care coverage.
  • Zero liability fraud protection.
  • Earn FlexRewards.
  • Auto rental collision/loss insurance.
  • Purchase protection & extended warranty.

World Mastercard

Interest rate: 19.90 Fixed

Annual fee: $120.00

Perfect for you if:

You want to earn elite travel privileges. You'll be rewarded with unique benefits and exceptional service wherever you go.

Key features:
  • Price protection service.
  • 24/7 travel assistance.
  • Common carrier accident protection.
  • Lost or delayed baggage coverage.

​​Protect yourself from temporary cash shortages

Don’t stress over a slow pay cheque or balance miscalculation. Add overdraft protection to your chequing account and get peace of mind that you and your credit score are always protected against unexpected cash shortages.

​​Protect yourself from temporary cash shortages

Don’t stress over a slow pay cheque or balance miscalculation. Add overdraft protection to your chequing account and get peace of mind that you and your credit score are always protected against unexpected cash shortages.

Travelling out of country? Let us know

Don't forget to notify us if you're going to be travelling abroad and plan to use your credit card. Letting us know ahead of time will ensure that security protocols don't flag your card for fraud when international charges begin to appear.

Your How-to Hub

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Mortgages 101

In Canada and much of the modern world, home ownership has become an almost universal aspiration for those working to count themselves among the middle class.

​RRSP vs. TFSA: Which is best for you?

Whether you're new to the savings game or a wily old veteran, getting and staying on top of how you maximize your savings can be a considerable undertaking. 

​Ready to learn more or get started?

​We're here to help.