Buying your first home

Get all the tools, tips and advice to guide you through your first home purchase.

​Buying your first home

Get all the tools, tips and advice to guide you through your first home purchase.

Mortgage Rate Special

5 Year Fixed

1.85

​Expert advice to find the perfect fit

Our representatives have lived and worked in the Peace. We know the market and will help you start off on the right foot. 

​Mortgage-free faster

Pay off your mortgage faster with the ability to pre-pay 25% of your original closed mortgage balance each year and increase your payments by up to 150% anytime.

​Pre-approval available

Start your home search with confidence, by getting pre-approved for your mortgage amount first and locking in a 60-day rate guarantee.

​Great rates with no strings

Get more than a great mortgage rate. We’ll walk you through your mortgage options to ensure you know exactly what you’re getting and how it works upfront.

​Mortgage Calculator

​​​​​​Try our mortgage calculator to see how much home you can afford and what your payments could look like.

​Mortgage Calculator

  1. Click "Payment" tab and enter mortgage amount

  2. Enter amortization period & payment frequency

  3. Select mortgage term

  4. Input the interest rate

Get approved for your mortgage today!

What do you know about down payments?

​Home Buyers Plan

As a first time buyer, you can borrow from you RRSP without a tax penalty and with no interest for a down payment on a home.

​CMHC Compatible

All Lake View Credit Union mortgages are available with CMHC underwriting for qualified borrowers, meaning you’re eligible with as little as 5% down payment.

​First-Time Home Buyer Incentive

A shared equity program available though CMHC, the incentive aims to help first time purchasers with a down payment without adding to their monthly costs.

​Explore Mortgage Options

Whether you’re looking for a cozy fixer upper, or to build your dream home, mortgages, like people, come in all varieties.

​Protect your peace of mind with creditor insurance

Sometimes life takes an unexpected turn. Creditor insurance ensures you’re ready for it, covering your mortgage payments in case of disability, job loss, critical illness and more.

​​Your How-To Hub

How do I know if I'm ready to buy a house?

You’ve probably purchased something, and then found out all the little things you didn’t think of are now adding up. Nowhere is this more of an issue than when you buy your own home.

Mortgages 101

In Canada and much of the modern world, home ownership has become an almost universal aspiration for those working to count themselves among the middle class.

​What is a CreditMaster® mortgage?

CreditMaster® is a different kind of mortgage. Flexible and re-advanceable, it builds your borrowing power as you pay down your mortgage and your property value increases. 

​​Ready to learn more or get started?

​​We’re here to help.